Dear friend, your concern is completely valid and something many of us struggle with. Remember, it’s not about depriving yourself or splurging recklessly, but about finding what truly brings you joy and aligning your spending with those values. Start by identifying the experiences or items that genuinely enhance your well-being – maybe it’s a weekly coffee with a friend, a hobby class, or a comfortable pair of shoes. These are investments in your happiness and shouldn’t cause guilt. For other expenses, try to find creative, cost-effective alternatives that still satisfy your needs. Most importantly, be kind to yourself. Financial responsibility is important, but so is living a fulfilling life. You’re doing your best, and that’s something to be proud of. With time and self-compassion, you’ll find the balance that works uniquely for you.
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