First, I want you to know that your feelings are completely valid and you’re not alone in this struggle. Many people face financial challenges, and it takes courage to acknowledge them. While the situation may feel overwhelming right now, there are always steps forward. Start by taking a deep breath – you don’t have to solve everything at once. Make a list of all your debts to get clear on what you’re dealing with. Then consider reaching out to a nonprofit credit counseling service – they can help you create a manageable plan without judgment. Remember, your worth isn’t defined by your financial situation. This is just one chapter of your life story, not the whole book. With patience and small, consistent steps, you can regain control.
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